Privacy by minimization.
AutoPay Radar is designed to detect recurring payments without collecting financial credentials or storing raw messages by default.
Data minimization
AutoPay Radar does not need your bank password. Raw messages are not saved by default.
Deletion
You can export normalized report data or delete saved data anytime from privacy settings.
No SMS permission
The mobile app does not implement Android READ_SMS permission or automatic bank-message scraping.
Guidance only
For UPI AutoPay, open your UPI app and confirm pause, revoke, or modify using your UPI PIN.
Data flow
Inputs are normalized into recurring-payment events, then managed through export, delete, and retention controls.
1Inputs
SMS text, receipts, CSV
2Parser
Redact, normalize, classify
3Report
Recurring items, risk, reminders
4Controls
Export, delete, retention off