One audit surface for every recurring money movement.
Designed for savings decisions, payment safety, household visibility, and suspicious-charge review.
Subscription cleanup
Find OTT, music, software, and app renewals that quietly compound.
UPI mandate review
See UPI AutoPay merchants and upcoming expected debits before payday.
Family spend audit
Review multiple recurring commitments without mixing them into daily expenses.
Insurance reminders
Protect premiums from accidental lapses while still reviewing duplicates.
EMI safety check
Separate important debt payments from optional subscriptions.
SIP visibility
Keep investment autopay visible without treating it as waste.
Credit-card autopay guard
Avoid accidental late-fee exposure when changing card autopay.
Suspicious repeater investigation
Group unknown recurring charges by merchant, rail, evidence, and confidence.
Ready
Run one scan before the next debit cycle.
No bank password. No raw-message storage by default. Just a readable map of where autopay is going.